KDI Save

KDI Save is designed to ensure you get more attractive returns compared to your basic savings or even fixed deposits while enjoying the flexibility of being able to deposit and withdraw at your convenience without penalties.

Earn Rewarding Returns:

KDI Save’s Rewarding Returns:
Fixed 3.50% Effective Annual Rate (EAR)*
Limited time only.

*Terms and conditions apply

KDI Save

KDI Save is designed to ensure you get more attractive returns compared to your basic savings or even fixed deposits while enjoying the flexibility of being able to deposit and withdraw at your convenience without penalties.

Earn Rewarding Returns:

KDI Save’s Rewarding Returns:
Fixed 3.50% Effective Annual Rate (EAR)*
Limited time only.

*Terms and conditions apply

Benefits of KDI Save

KDI Save derives returns from deposits with varying maturity periods.

Benefits of KDI Save

KDI Save derives returns from deposits with varying maturity periods.

KDI Save

Amount invested in KDI SaveAnnual Management FeesExpense Ratio
Any amount0.00%0.00%

KDI Save is free, so make the most out of your money and Be Ahead today.

Benefits of KDI Save

KDI Save derives returns from deposits with varying maturity periods.

Benefits of KDI Save

KDI Save derives returns from deposits with varying maturity periods.

KDI Save

Amount invested in KDI SaveAnnual Management FeesExpense Ratio
Any amount0.00%0.00%

KDI Save is free, so make the most out of your

money and Be Ahead today.

Terms & Conditions

Terms & Conditions

Promotion Period

This promotion is available for a limited time only.

Eligibility

You are eligible for this promotion if you have signed up with us and have your account approved by us for investment.

Promotional Return Rate

Effective Annual Rate (EAR) of 3.5% and 3.0%, subject to the limits as stated in the Investment Amount Tiers. The Effective Annual Rate is the interest actually earned on your investment as a result of compounding the interest and principal over time.

Promotional Return Rate Tenure

You will be entitled to the Promotional Return Rate with effect from the date of your investment in KDI Save until further notice.

Investment Amount Tiers

You will be entitled to the Promotional Return Rate of 3.5% for any investment amount up to RM50,000 in KDI Save. Subsequent investment(s) between RM50,001 and RM200,000 will entitle you to the Promotional Return Rate of 3.0%. Any investment(s) above RM200,000 will entitle you to a base EAR of 2.5%.

Investment Type

This promotion is only applicable to investment(s) in KDI Save. You may choose to do so by investing directly in KDI Save or by transferring your existing investment(s) in KDI Invest to KDI Save during the Promotion Period.

Withdrawal Terms

You may withdraw your investment(s) at any time and there is no withdrawal limit.

For investment(s) subject to the Investment Amount Tiers, withdrawals will be based on the “First-In, Last-Out” principle that is, withdrawals will be made from the investment pool with the lowest return rate first until such investment has been exhausted before withdrawal is applied to the investment pools with the higher return rate.

Other Terms

Kenanga Digital Investing may vary the Promotional Return Rate at any time and from time to time should there be any changes in interest/benchmark rate as per the Overnight Policy Rate (OPR) set by Bank Negara Malaysia.

In the event of misuse, fraud, manipulation, circumvention or a breach of the terms and conditions of this promotion, Kenanga Digital Investing is entitled to exclude you from participating in this promotion. Kenanga Digital Investing is entitled to do this on the basis of a suspicion and is not bound to inform you or to provide proof.

Kenanga Digital Investing reserves the rights to terminate, change and/or amend the terms of this promotion at any time it deems appropriate without prior notice. Kenanga Digital Investing shall not in any way be liable for any claim, loss, damage, cost or expense incurred by any person; however arise, in relation to this promotion.

Kenanga Digital Investing reserves the right to make any changes to the terms and conditions of this promotion without prior notice.

In the event of any inconsistency between these terms and conditions and any advertising, promotional, publicity and other materials relating to or in connection with this promotion, these terms and conditions shall prevail.

By participating in the promotion, you are deemed to have accepted and agreed to the terms and conditions of this promotion.