KDI Save
KDI Save is designed to ensure you get more attractive returns compared to your basic savings or even fixed deposits while enjoying the flexibility of being able to deposit and withdraw at your convenience without penalties.
KDI Save
KDI Save is designed to ensure you get more attractive returns compared to your basic savings or even fixed deposits while enjoying the flexibility of being able to deposit and withdraw at your convenience without penalties.
Benefits of KDI Save
KDI Save derives returns from deposits with varying maturity periods.
Save with one of the best rates in town!
KDI Save’s returns are derived from deposits with different maturity periods that are typically higher than your basic savings account or even fixed deposits.
Truly zero fees!
Zero management fees and no hidden expense ratio fees for KDI Save because we believe savings should not cost you anything!
No Restrictions
There are no lock-in periods. You can transfer your money in and out or switch to KDI Invest when it suits you.
Fast Withdrawal
Your withdrawal will be reflected in your bank account within 1 – 2 working days.
Earn fixed daily returns
You can earn daily returns with KDI Save as you wait for the right investment opportunities to come.
Low entry investment
You can start your saving journey with us from just an initial deposit of RM100, and every subsequent top-up is at RM10.
Benefits of KDI Save
KDI Save derives returns from deposits with varying maturity periods.
Save with one of the best rates in town!
KDI Save’s returns are derived from deposits with different maturity periods that are typically higher than your basic savings account or even fixed deposits.
Truly zero fees!
Zero management fees and no hidden expense ratio fees for KDI Save because we believe savings should not cost you anything!
No Restrictions
There are no lock-in periods. You can transfer your money in and out or switch to KDI Invest when it suits you.
Fast Withdrawal
Your withdrawal will be reflected in your bank account within 1 – 2 working days.
Earn fixed daily returns
You can earn daily returns with KDI Save as you wait for the right investment opportunities to come.
Low entry investment
You can start your saving journey with us from just an initial deposit of RM100, and every subsequent top-up is at RM10.
Benefits of KDI Save
KDI Save derives returns from deposits with varying maturity periods.
Save with one of the best rates in town!
KDI Save’s returns are derived from deposits with different maturity periods that are typically higher than your basic savings account or even fixed deposits.
Truly zero fees!
Zero management fees and no hidden expense ratio fees for KDI Save because we believe savings should not cost you anything!
No restrictions
There are no lock-in periods. You can transfer your money in and out or switch to KDI Invest when it suits you.
Fast withdrawal
Your withdrawal will be reflected in your bank account within 1 – 2 working days.
Earn fixed daily returns
You can earn daily returns with KDI Save as you wait for the right investment opportunities to come.
Low entry investment
You can start your saving journey with us from just an initial deposit of RM100, and every subsequent top-up is at RM10.
Benefits of KDI Save
KDI Save derives returns from deposits with varying maturity periods.
Save with one of the best rates in town!
KDI Save’s returns are derived from deposits with different maturity periods that are typically higher than your basic savings account or even fixed deposits.
Truly zero fees!
Zero management fees and no hidden expense ratio fees for KDI Save because we believe savings should not cost you anything!
No Restrictions
There are no lock-in periods. You can transfer your money in and out or switch to KDI Invest when it suits you.
Fast Withdrawal
Your withdrawal will be reflected in your bank account within 1 – 2 working days.
Earn fixed daily returns
You can earn daily returns with KDI Save as you wait for the right investment opportunities to come.
Low entry investment
You can start your saving journey with us from just an initial deposit of RM100, and every subsequent top-up is at RM10.
Terms & Conditions
Terms & Conditions
Promotion Period
This promotion is available for a limited time only.
Eligibility
You are eligible for this promotion if you have signed up with us and have your account approved by us for investment.
Promotional Return Rate
Effective Annual Rate (EAR) of 3.5% and 3.0%, subject to the limits as stated in the Investment Amount Tiers. The Effective Annual Rate is the interest actually earned on your investment as a result of compounding the interest and principal over time.
Promotional Return Rate Tenure
You will be entitled to the Promotional Return Rate with effect from the date of your investment in KDI Save until further notice.
Investment Amount Tiers
You will be entitled to the Promotional Return Rate of 3.5% for any investment amount up to RM50,000 in KDI Save. Subsequent investment(s) between RM50,001 and RM200,000 will entitle you to the Promotional Return Rate of 3.0%. Any investment(s) above RM200,000 will entitle you to a base EAR of 2.5%.
Investment Type
This promotion is only applicable to investment(s) in KDI Save. You may choose to do so by investing directly in KDI Save or by transferring your existing investment(s) in KDI Invest to KDI Save during the Promotion Period.
Withdrawal Terms
You may withdraw your investment(s) at any time and there is no withdrawal limit.
For investment(s) subject to the Investment Amount Tiers, withdrawals will be based on the “First-In, Last-Out” principle that is, withdrawals will be made from the investment pool with the lowest return rate first until such investment has been exhausted before withdrawal is applied to the investment pools with the higher return rate.
Other Terms
Kenanga Digital Investing may vary the Promotional Return Rate at any time and from time to time should there be any changes in interest/benchmark rate as per the Overnight Policy Rate (OPR) set by Bank Negara Malaysia.
In the event of misuse, fraud, manipulation, circumvention or a breach of the terms and conditions of this promotion, Kenanga Digital Investing is entitled to exclude you from participating in this promotion. Kenanga Digital Investing is entitled to do this on the basis of a suspicion and is not bound to inform you or to provide proof.
Kenanga Digital Investing reserves the rights to terminate, change and/or amend the terms of this promotion at any time it deems appropriate without prior notice. Kenanga Digital Investing shall not in any way be liable for any claim, loss, damage, cost or expense incurred by any person; however arise, in relation to this promotion.
Kenanga Digital Investing reserves the right to make any changes to the terms and conditions of this promotion without prior notice.
In the event of any inconsistency between these terms and conditions and any advertising, promotional, publicity and other materials relating to or in connection with this promotion, these terms and conditions shall prevail.
By participating in the promotion, you are deemed to have accepted and agreed to the terms and conditions of this promotion.