Notice and Disclaimer

Kenanga Digital Investing offers its services through Kenanga Investment Bank Berhad which is licensed by the Securities Commission Malaysia. We believe it is important that you read and fully understand the following risks of investing:

1. Not offer, solicitation or sale of any investment product

Information provided on the KDI Platform, through e-mail and/or any other means of communication do not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any financial instrument by Kenanga Investment Bank Berhad (“KIBB”) and/or any other third party regardless of whether such investment product or service is referenced herein. Furthermore, nothing herein is intended to provide tax, legal, or investment advice and nothing herein should be construed as a recommendation to buy, sell, or hold any investment product and/or to engage in any investment strategy or transaction. We do not represent that the financial products and/or services discussed are suitable for any particular investor. You are solely responsible for determining whether any investment, investment strategy, security or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your own financial, legal, tax and/or accounting advisors.

2. Content Not to be Construed as a Recommendation or Determination of Suitability

The material on the KDI Platform has been prepared for informational purposes only without regard to any particular user’s investment objectives or financial situation. The fact that Kenanga Digital Investment makes information available to you constitutes neither a recommendation to enter into a particular transaction nor a representation that any investment product described is suitable and/or appropriate for you. In particular, the fact that news, information, analysis and/or data featured on the KDI Platform, our website, and/or disseminated to you through e-mail and/or any other means of communication should not be viewed as a recommendation or endorsement of any parties to invest in such investment products. In addition, any insights into any investment news, information, analysis and/or data featured on the KDI Platform and/or disseminated to you through e-mail and/or any other means of communication to you are only examples of some issues do not reflect all of the information, issues or factors, whether positive or negative, that have been or will be considered in making decisions with respect to such investment products. As a result, these examples should not be relied upon in making an investment decision. In addition, certain of the sample issues may only reflect the opinions, views and/or beliefs rather than confirmed facts.

3. Not All Risks Are Disclosed; Private Advisors Should Be Consulted:

Many of the investment products described involve significant risks, and you should not enter into any investments unless you have fully understood all such risks and have independently determined that such investments are appropriate for you. Any discussion of the risks contained herein with respect to any product should not be considered to be a disclosure of all risks or a complete discussion of the risks that are mentioned. You should neither construe any of the materials contained herein as business, financial, investment, hedging, trading, legal, regulatory, tax, or accounting advice nor make such information the primary basis for any investment decisions made by or on behalf of you, your accountants, or your managed or fiduciary accounts. You are encouraged to consult your business advisor, attorney, and tax and accounting advisors concerning any contemplated transactions.

4. Forward Looking Statements:

Any financial projections or returns shown on KDI Platform and/or disseminated through any other electronic means are estimated predictions of performance only, are hypothetical, are not based on actual investment results and are not guarantees of future results. Estimated projections do not represent or guarantee the actual results of any transaction, and no representation is made that any transaction will, or is likely to, achieve results or profits similar to those shown. In addition, other financial metrics and calculations shown (including amounts of principal and interest repaid) have not been independently verified or audited and may differ from the actual financial metrics and calculations for any investment, which are contained in the your portfolios. Any investment information contained herein has been secured from sources that we believe are reliable, but we make no representations or warranties as to the accuracy of such information and accept no liability therefor.

5. Past performance:

Past performance is no guarantee of future results. Actual results may vary depending on the timing and frequency of deposits / withdrawals. Future results may not meet our/ your expectations due to a variety of economic, market and other factors. All figures and amounts stated are for illustration purposes only and shall not bind us. Any quotations, comments, analysis, estimates, forecasts, opinions or other similar information provided in this communication or otherwise, represents our judgment based on certain assumptions and parameters as of the date indicated. Therefore, they may be subject to change without notice and we give no warranty as to its accuracy, completeness or reliability.

6. No Obligation to Update:

The information on the KDI Platform has not been updated since, and all information is as of, the date indicated thereon. Any opinions or views stated on the KDI Platform are subject to change without notice for any reason, and we reserve the right in our sole discretion, at any time and from time to time, to add, modify, or remove any of the information without any notice to you or your advisors. In that regard, we disclaim, and do not undertake, any obligation to update these information or otherwise notify you in the event that any views, opinions or facts stated on these information change or subsequently become inaccurate. In addition, neither we nor any of our third party providers shall have any responsibility to maintain the information or services made available on the KDI Platform or to supply any corrections, updates, or releases in connection therewith. Availability of information and services are subject to change without notice.

7. No Warranties Made as to Content

We make no warranty, express or implied, concerning the information, data, statistics, charts and/or diagrams (collectively “Information”) used and/or published on the KDI Platform and/or disseminated through any other form of electronic means. We expressly disclaim any implied warranty of merchantability or fitness for a particular purpose, including any warranty for the use or the results of the use of such information with respect to their correctness, quality, accuracy, completeness, reliability, performance, timeliness, or continued availability. Although these Information are based upon information obtained from sources that we consider reliable, we have not verified these Information and does not guarantee its accuracy, completeness, fairness or timeliness, and it should not be relied upon as such. Moreover, we have relied upon and assumed without independent verification the accuracy and completeness of all information available from public sources.