Giving the Gift of Investing

Introduction

Christmas decorations are already twinkling with holiday cheer in malls and shops across Malaysia. If gifts are on your mind and your disposable income is more puluh than ribu right now, you may be feeling the pinch. Time spent together in love and fellowship may be the best gift but for some people – especially your kids – their love language may be gift-giving. This is a familiar holiday pressure, and worrying about it may dampen your holiday cheer. Luckily, that’s the exact type of situation that robo-advisory investment accounts like KDI Save have been made for! In this article, we will explore some ways to give yourself and your loved ones the gift that keeps on giving – investment.

Short-term Investments for Long-term Benefits

Let’s be real – the best part of any holiday is watching your children enjoy it. Giving your child a gift that makes their whole face light up is a memory that you will cherish for your entire life. So why not teach them the value of investing by using a short-term investment account to grow the money you will use to buy them their gift? You can also offer to invest the money they have been saving up on their behalf. This way, they will become interested in understanding how investing can grow their money, how that exact type of account works versus a longer-term account, and how much better passive income is compared to stagnant money in a piggy bank.

You can start investing with KDI as young as 18 years old, but that doesn’t mean the average young adult can understand the long-term benefits of starting investing now. Using a short-term investment account to grow the money for their gift is a great way for your teenager to experience the real-life rewards of investing. Check out the KDI Blog article Get Your Kids into Investing for more ideas.

Their presents are a gift for you

We all put in a lot more effort for our loved ones than we do for ourselves.

You’re a good father, so you put your ‘golf with friends’ budget towards more ice skating lessons for your child.

You’re a good wife, so you put your mani-pedi budget towards a nice massage for your hard-working spouse.

You’re a good kid, so you put your staycation budget towards professionally fitted orthopaedic shoes for your loving parents.

But you deserve nice things too, and it is imperative for your mental and physical well-being that you treat yourself with as much love and consideration as you would your family and friends. Unfortunately, worrying about money and/or giving up things you want just to see other people happy will take you onto the path of getting burnt out.

Choosing to take the step of opening a short-term investment account to ensure you can give your loved ones better gifts, is also a gift to you. Once you see how easy it is to maintain and grow your money bit by bit, you will find it easier to keep investing and growing your portfolio. You will be giving yourself the gift that is investing.

Choose KDI to Future-proof Your Next Holiday

Okay, so you just don’t have enough disposable income right now to make much of a profit by December. To paraphrase Smash Mouth, the holidays keep coming, and they don’t stop coming. Maybe this time you can scratch by with a few handmade gifts and cookies full of TLC. After all, anyone who loves you will be touched to see the effort you made.

But you still have new year parties, CNY ang paos, birthday celebrations, duit raya, baby showers, colleagues’ weddings and many more coming your way at speed. Let’s future-proof your life by starting a short-term investment account with Kenanga Digital Investing (KDI).

Start one now so that you can reap the rewards later. For as low as RM 100, you can open a KDI Save account which will ensure that you never again have to feel that twinge of guilt at not being able to treat your sibling to as nice a birthday meal as they treat you.

Visit https://digitalinvesting.com.my/ to learn more.