🔥 Earn up to 6.5% p.a.* on KDI Save when you deposit into KDI Invest.

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✅If you have no funds in KDI

  1. Deposit RM3,000 into KDI Save and RM3,000 into KDI Invest.
  2. Maintain funds for 120 days.

✅If you have funds in KDI Save

  1. Transfer a minimum RM3,000 from KDI Save OR deposit funds from a bank account, (min RM3,000) into KDI Invest.​
  2. Maintain your KDI Invest funds for 120 days.

You’ll earn up to 6.5% p.a.* on the smaller of your KDI Save balance or KDI Invest deposit, credited into KDI Save.​

Did you know that KDI Invest provides global diversification via an A.I. managed portfolio that delivered up to 14.8%** returns last year?

👉 WhatsApp to learn more: https://wa.me/60162995351 ​

Protip: Deposit via KDi GO to seamlessly transfer funds between KDI Save and

KDI Invest 👉 https://bit.ly/signup_kdigo

KDI Save is a cash management solution that offers a more flexible way to manage cash – No lock-in and earns daily interest.​

KDI Invest is designed to build broader investment diversification and risk management by investing across multiple global asset classes.

Is It Worth It?

This Programme is designed to enhance your current returns, preserve your liquidity, and strengthen your long-term investment portfolio.​

Steps To Participate

Download and sign up for a KDi GO account via App Store or Google Play Store.

Need a hand? Dive into our tutorial videos and level up in minutes:

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Tutorial Video 1 – How to Create or Link KDI Account via KDi GO

Tutorial Video 2 – How to Deposit Funds to KDI Invest via KDi GO

Tutorial Video 3 – How to Transfer Funds from KDI Save to Invest

Tutorial Video 4 – Revisiting Your KDI Invest Risk Profile

General Programme Information

You are eligible if you are a registered KDI user with an active account.

If you are new, download the KDI or KDi GO app and register to participate.

From 18 January to 31 December 2026.

  1. Deposit fresh funds (minimum RM3,000) into KDI Invest from your bank account or transfer in from KDI Save in a single transaction.
  2. Do not withdraw from KDI Invest during the holding period of 120 days.
  3. Make sure that your KDI Save balance is equal or higher than your KDI Invest deposit at the end of 120 days.

The 6.5%* rate applies to the lower of the two amounts.

You only need to maintain a KDI Save balance at the end of 120 days, giving you full flexibility on your KDI Save funds.

120 days.

Deposits can be done via the KDI Website, KDI app or the KDi GO app.

  1. Deposit funds directly into KDI Invest from your own bank account; or
  2. Transfer in funds from your KDI Save account.

Note: Multiple deposits per day will be combined into a single Deposit and will share the same Holding Period. Deposits over different days each have their own Holding Periods, which may overlap.

Yes, both transactions will be combined into one Deposit.

 

KDI Invest Product Information

 

KDI Invest is an investment product with portfolios of US-listed ETFs across multiple asset classes and regions.

This product is suitable for investors who seek capital appreciation in the investment market and have a medium-to-long investment horizon.

For more information on KDI Invest, visit KDI Website or contact Customer Service.

Our algorithm aims to manage risk by diversifying across multiple asset classes and regional ETFs based on your investment profile. Nevertheless, your investment capital is still subject to market risk and fluctuations in asset prices.

As an investment product and not a bank deposit, your invested capital is not insured by PIDM.

  1. Launch the KDI app & login to your account.
  2. Tap on “My Account” > Navigate to “My Profile”.
  3. Select “Edit risk profile”.

Note: If you do not have an existing balance in your KDI Invest account, the change would be reflected immediately. If there is an existing balance, your risk profile may take up to 7 working days to be reflected.

For more information, please get in touch with our customer support team at:

📧 Email: digitalinvesting@kenanga.com.my

💬 WhatsApp: https://wa.me/60162995351

*Terms and conditions apply. This advertisement has not been reviewed by the Securities Commission Malaysia.

**The performance data presented is based on the KDI Invest aggressive growth portfolio’s full-year US Dollar returns for 2025. Past performance is not indicative of future performance.

 

Disclaimer

Kenanga Digital Investing (“KDI”) is licensed by the Securities Commission of Malaysia as a Digital Investment Management Company. KDI is authorised to carry out the business of fund management blending innovative technology into automated portfolio management services offered to clients under a license issued pursuant to Schedule 2 of the Capital Markets Services Act (CMSA) 2007.

Investment involves risk, including the possible loss of capital you invest. Past performance does not indicate future performance. Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes, and may not reflect actual future performance. KDI does not assume any fiduciary responsibility or any liability for any consequences, financial or otherwise, arising from any transaction in reliance on such information. Investors should rely on their own evaluation or consult an independent financial, accounting, tax, legal or other professional advisers to access the merits and risks before investing.

Any forward-looking statements, predictions, projections or forecast on the economy, stock market, bond market or economic trends of the markets contained in this material are subject to the market influences and contingent upon matters outside the control of KDI and therefore may not be realised in the future. No representation is made as to the completeness and adequacy of the information to make an informed decision.

Neither the information, nor any opinion, contained in this article constitutes a promotion, recommendation, solicitation, invitation by KDI or its affiliates to buy or sell any securities, investment schemes or other financial instruments or services, nor shall any security, collective investment scheme, or other financial instruments or services be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. This is not intended to be an invitation or offer made to the public to subscribe for any financial product or other transaction.

This information has not been reviewed by the Securities Commission of Malaysia.